With the fall of my favorite bank ( WaMu ) and the difficult times that banks face internationaly, I cant help but to think on what will happen to our economy. I am talking about US, or Global economy; I am talking about indivial economy.
Check your credit online for free
with freecreditreport.com and get a free credit report but of course you have seen the funny commercials. Also you can go to annualcreditreport.com but for some reason at the time of this writing the site is down,( everything with the US is down)
Keep track of your spending online.
I use Mint.com While quicken seem to work ok too and it has a now free online service I started using Mint and so far I like it a lot. It lets me know how much I owe and my total worth, haha, which by now with all my student loans added it about -50,000 dollars and guess what? I just moved and I am looking for a job.
Random stuff:
Unless you want to wait in a line, never go to a bank after a holy day or on Mondays because more that likely its going to be full and you are going to waste your time. haha, funny my mom said the same thing about going for a check up, she said that Mondays is packed cause all the people that get sick during the weekend come on mondays.
Lots of companies invest ton on money on ads, just yesterday I was helping out with an ads campaign for money tree which was pretty funny. The above is one of their adds but its not the one I was working on.
cheers.
Save up for hard times, and dont use money tree often.